Business Support Institutions in Monaco

Government Support Services

Monaco Business Office (Bureau des Affaires)

Primary contact point for business support

Address: 9 rue du Gabian, 2e étage, Monaco

Phone: (+377) 98 98 98 98

Email: Available through MonEntreprise or via rdvmonguichet.mc

Hours: 9:30am–5:00pm Mon–Fri

Online appointment: rdvmonguichet.mc

Three main divisions:

1. Business Start-up (Direction du Démarrage d'Activité)

Supports entrepreneurs launching new companies:

• Company formation guidance
• Legal structure selection
• Registration with RCI (Registre du Commerce et de l'Industrie)
• Initial documentation and compliance
• Startup grant eligibility and application support

Best for: First-time entrepreneurs, company incorporation questions

2. Business Development & Financing (Direction du Développement & Financement)

Supports growing businesses and financing:

• Expansion and growth strategies
• Bank financing and loan guidance
• Monegasque Guarantee Fund information
• SACDE venture capital discussions
• Export financing and support
• Working capital and growth capital planning

Best for: Established companies, growth planning, financing needs

3. Trade & Industry Promotion (Direction de la Promotion Commerciale & Industrielle)

Supports international business development:

• Export market development
• Trade fair participation support
• Marketing and branding grants
• International networking
• Industry promotion and B2B events
• Sector-specific support (tourism, technology, etc.)

Best for: International expansion, trade fair support, market development

Department of Budget and Treasury

Government department overseeing business financing

Address: 12 Quai Antoine 1, Monaco

Phone: (+377) 98 98 87 73

Hours: 9:30am–5:00pm Mon–Fri

Oversees:

• Business Start-Up Grant administration
• Monegasque Guarantee Fund
• SACDE (government venture capital)
• Interest subsidy programs
• Industrial support initiatives

Contact this department for:

• Startup grant applications
• Guarantee Fund loan guarantees
• SACDE investment opportunities
• Questions about government financing programs

Specialized Support Organizations

SACDE (Société Monégasque de Capital Développement)

Government-owned venture capital firm

What it does: Invests in innovative Monaco-based companies through share capital contributions or loans

Who manages it: Department of Budget and Treasury

How to contact: Via Department of Budget and Treasury

• Phone: (+377) 98 98 87 73
• Request connection to SACDE team

Best for: Technology startups, innovative businesses, growth-stage funding

Monaco Boost (Incubator Program)

Workspace, mentoring, and support for entrepreneurs

Address: 4/6 avenue Albert II, Zone F – Entrée B – 7ème étage, Fontvieille

Phone: (+377) 97 77 20 20

Email: contact@monacoboost.mc

Hours: 9:30am–5:00pm Mon–Fri

Offers:

• Affordable workspace (Hot Desk, Dedicated, Exclusive Office)
• Professional facilities and business address
• Networking with entrepreneurs
• Business mentoring and support
• Access to financing information

For: Monegasque nationals and spouses, business founders and entrepreneurs

Professional Services Organizations

Ordre des Experts-Comptables (Order of Professional Accountants)

Professional association of accountants

What they do:

• Maintain register of qualified accountants
• Provide member directory
• Offer first-year accounting support (for startup grant recipients)
• Professional training and standards

How to find members:

• Request member list from Ordre
• MonEntreprise directory of services
• Monaco Business Office can provide referrals

Services typically provided:

• Company accounting and bookkeeping
• Financial statement preparation
• Tax return preparation
• VAT management
• Payroll processing
• Financial advice and planning

Chamber of Commerce and Industry (Chambre de Commerce et d'Industrie Monégasque)

Business membership and advocacy organization

What they do:

• Business networking and events
• Sector-specific information and support
• Export and international trade facilitation
• Professional development
• Policy advocacy for business interests

Benefits of membership:

• Networking with local businesses
• Industry information and market reports
• International business connections
• Training and professional development
• Preferential rates on services

Trade Associations and Sector Organizations

Industry-specific support depending on your sector:

• Tourism and Hospitality: Specific associations for hotels, restaurants, travel
• Technology and Digital: Digital transformation initiatives
• Retail and Commerce: Retail association and e-commerce groups
• Financial Services: Banking and finance professionals association
• Construction and Real Estate: Development and building sector groups
• Arts and Culture: Cultural enterprise support organizations

How to find: MonEntreprise directory or Monaco Business Office referrals

Legal and Notarial Services

Notaires (Notaries)

Official officers performing legal functions

Services:

• Contract authentication and certification
• Property transactions
• Inheritance and succession planning
• Business partnership agreements
• Corporate governance documents

How to find: Government directory or Monaco Business Office

Cost: Fixed by government; transparent fee schedule

Avocats (Lawyers)

Legal counsel and representation

Services:

• Business law advice
• Contract drafting and review
• Regulatory compliance
• Employment law
• Intellectual property
• Dispute resolution

How to find:

• Bar association directory
• Monaco Business Office referrals
• Professional networks

Engagement: Typically hourly billing or fixed fees depending on service

Financial and Banking Support

Banks and Banking Services

Professional banking for businesses:

• Account opening and management
• Business loans and credit facilities
• International payment services
• Treasury and cash management
• Investment and wealth services

How to contact: Direct approach to bank business departments or via Monaco Business Office

Monegasque Guarantee Fund

Government loan guarantee program

Contact: Department of Budget and Treasury

• Phone: (+377) 98 98 87 73
• Address: 12 Quai Antoine 1

Services:

• Loan guarantees (up to 65% of loan, maximum €1,000,000)
• Improves bank financing availability for qualifying companies

Administrative Support Services

AMAF (Association Monégasque d'Aide à la Formation)

Training and professional development association

What they do:

• Professional training programs
• Employee development courses
• Business skills training
• Sector-specific training

Contact: Via Monaco Business Office or MonEntreprise

Fiduciaries and Corporate Administration Services

Administrative outsourcing:

Services provided:

• Company registration and filing
• Compliance and regulatory reporting
• Administrative document management
• Book-keeping and record-keeping
• Corporate secretary functions

How to find: Monaco Business Office referrals or professional directories

HR and Payroll Service Providers

Human resources and payroll outsourcing:

Services:

• Employee payroll processing
• Social security declarations
• Compliance with employment law
• HR policy development
• Recruitment support

How to find: Professional service directories or referrals

Online Resources and Portals

MonEntreprise (Official Government Portal)

Website: https://monentreprise.gouv.mc

What it offers:

• Comprehensive business information
• Application forms and documentation
• Grant and funding details
• Company registration guides
• Professional services directory
• Contact information for all support services

Languages: French and English

Best for: First stop for all business information and support

MonGuichet (Online Appointment System)

Website: rdvmonguichet.mc

What it does:

• Schedule appointments with government services
• Monaco Business Office
• Department of Budget and Treasury
• Other administrative services

Advantage: Avoid waiting times, guaranteed appointment slots

RCI (Registre du Commerce et de l'Industrie)

Business registration registry

Website: Available through MonEntreprise

Services:

• Company registration
• Extract certificates
• Registry searches
• Business status verification

Support by Business Stage

Startups (0–6 months)

Key contacts:

1. Monaco Business Office (Business Start-up division)
2. Monaco Boost (if eligible)
3. Department of Budget and Treasury (grants and funding)

Next steps:

• Schedule appointment via rdvmonguichet.mc
• Get incorporation guidance
• Apply for startup grant (if eligible)
• Select professional services

Growth Stage (6 months–2 years)

Key contacts:

1. Monaco Business Office (Business Development division)
2. Department of Budget and Treasury (financing)
3. Professional services (accounting, legal, HR)

Next steps:

• Plan expansion financing
• Arrange bank relationships
• Develop professional service relationships
• Explore export or growth funding

Established Companies

Key contacts:

1. Chamber of Commerce and Industry
2. Trade associations
3. Monaco Business Office (expansion support)
4. Professional services providers

Next steps:

• Develop international strategy
• Access trade fair support
• Plan strategic growth
• Engage in industry associations

Contact Summary Table

How to Get Started

Step 1: Visit MonEntreprise.gouv.mc for information on your specific need

Step 2: Schedule an appointment with Monaco Business Office via rdvmonguichet.mc

Step 3: Prepare your business concept, legal structure plan, and any questions

Step 4: Attend your appointment and get connected to appropriate resources

Step 5: Engage professional services (accountant, lawyer) as needed

Note: This page is an informational resource based on official Monaco sources and does not replace professional banking, accounting, legal, or financial advice.